Contractors Need Worker’s Compensation Insurance

As a contractor, it’s in your best interest to have worker’s compensation insurance or work for a contractor that has worker’s compensation that covers you. The construction industry, unfortunately, is prone to accidents, since workplace sites are full of dangerous items and situations. Worker’s compensation insurance should always be updated and sufficient.

Florida’s insurance coverage requirements are always in effect for active licenses, regardless if there is a project going on or not.
When you get your Florida contractor’s license, the state of Florida gives licensees a 30-day period from when your license was issued to get worker’s compensation insurance or an exemption.

Exemptions are used when a licensed contractor has no employees.

If your license is in an active status, you are required to be properly insured, so make sure your status is inactive if you plan on not working.

Insurance is required to pull permits, so you want to keep your coverages updated and make sure you are covered in all ways you’re legally supposed to be.

If you have any questions about worker’s compensation insurance for Florida contractors, we can help you. We can also help give you an insurance referral.

If you’re looking to get a Florida contractor’s license, we can help you start the process today. We make the license application process easy and quick. We know how to properly fill out the license forms and file to ensure your application will go through and not get denied.

Click our Florida contractor license  page to learn more about getting this license or call us at 239-777-1028 to get started on the contractor license process today.

We are a Florida contractor licensing company, and we can help you get your contractor’s license, renew your license, start a business, manage a business, get a credit report, and more. We help contractors in Florida and all across the United States get their contractor license.